10 exam-style questions with answers and explanations, straight from our 1,030-question bank. Tap an answer to check yourself. When you're ready, take the scored version in the free practice test.
These 10 free FHC questions are organized by exam domain, so you can see how each part of the Fair Housing Compliance (FHC) blueprint is tested. Reveal the answer and explanation under each question.
A screening report caused an applicant's denial under a policy disqualifying applicants with current unpaid rent. The applicant now provides reliable proof that the balance was paid before applying and has filed a discrimination complaint. Other eligibility checks have not been completed. Which response best supports an accurate, defensible rental decision?
Correct answer: D - Reassess using the corrected facts and preserve the original decision record.
The owner of a privately operated 80-unit apartment property says, 'Our only federal connection is HUD mortgage insurance, so federal disability requirements do not reach our leasing office.' The office is open to the public, and the property receives no other federal financial assistance. Which assessment correctly separates the applicable laws?
Correct answer: B - FHA covers housing; ADA Title III covers the public office; mortgage insurance alone does not trigger Section 504.
'Both applicants are the same race, so this cannot be discrimination.' A leasing manager offers that explanation after requiring a guarantor only from the darker-skinned of two equally qualified applicants. The manager acknowledges that skin tone determined the requirement. How should the conduct be assessed under the FHA?
Correct answer: A - Color is independently protected, including discrimination within the same race.
An owner lives in one unit of a duplex and advertises the other as 'Adults only-no children.' The property has no housing-for-older-persons exemption, and no applicant has yet been rejected. Does the owner-occupied exemption protect this advertisement under the federal Fair Housing Act?
Correct answer: A - No; the exemption does not extend to discriminatory housing advertisements.
A resident has a pending fair-housing complaint. Management later verifies the resident's first violation of a neutral nighttime-noise rule. Comparable first violations receive a written warning, and records establish that the proposed warning is unrelated to the complaint. How does the FHA affect this routine enforcement decision?
Correct answer: B - The warning may issue for the independent violation under the consistently applied policy.
An established 55-and-older community has 100 apartments. Eighty are physically occupied: 65 have a resident age 55 or older, and 15 do not. Ten more are seasonal homes whose residents are all over 60; they lived there during the past year and intend to return periodically. The remaining 10 are unleased vacancies. The community meets the policy and age-verification requirements. Which age-occupancy finding is correct under the federal exemption?
Correct answer: D - 83.3%; the age-occupancy requirement is met.
An accessible one-bedroom apartment becomes vacant in a HUD-assisted project subject to Section 504. An eligible current resident occupies a unit without the features she now needs. An eligible waiting-list applicant needs the same features and applied before the resident requested a transfer. Both qualify for the vacant unit. Who has priority under HUD's accessible-unit occupancy rule?
Correct answer: D - The current resident who needs features absent from her existing unit.
A blind applicant requests an exception to the no-pets rule at an apartment community covered by the Fair Housing Act. The applicant uses a trained guide dog; both the disability and the dog's role are apparent, with no evidence of a safety or property-damage problem. Before considering the exception, what additional proof of disability or need should the manager require?
Correct answer: C - None; both the disability and the disability-related need are apparent.
At a HUD-assisted multifamily property, a resident's adult sister is approved as a live-in aide. Her presence is essential to the resident's care, she has no obligation to support the resident, and she would live elsewhere if she were not providing that care. She also earns wages from an outside job. How should the owner treat her when reviewing income eligibility and appropriate unit size?
Correct answer: C - Exclude her wages; exclude her from income-limit family size but count her for unit size.
A management company authorizes a leasing employee to approve applicants and set deposits. While performing those duties, the employee charges a larger deposit solely because an applicant is Black. Executives knew nothing about the incident, and a written company policy prohibits discrimination. What do those safeguards mean for the company's potential FHA liability?
Correct answer: B - The company may be vicariously liable despite the executives' lack of knowledge.
The FHC exam also covers these domains. Drill them in the full free practice test:
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